Auto Coverages
Nationwide offers a combination of quality coverages and services to help you get the most for your insurance dollar.
- Comprehensive Coverage
- Collision Coverage
- Towing and Labor Coverage
- Property Damage Liability Coverage
- Bodily Injury Liability Coverage
- Medical Expense Coverage
- Family Compensation Coverage
- Uninsured and Underinsured Motorist Coverage
- Personal Injury Protection (No-Fault)
Business Coverages
Running a business in today's economy is a challenge, but it can also be rewarding. Keeping up with day-to-day operations sometimes takes most of your time. But taking precautions now may save you headaches down the road.
At Nationwide, we know how important your business is to you. That's why we take the time to analyze your needs, and develop a plan that's customized and responsive to your specific situation.
These are examples of coverages available. Your policy may include others.
Business Property
Our business insurance property coverage does include:
- Fire and Lightning
- Windstorm and Hail
- Explosion
- Sprinkler Leakage
- Vandalism and Malicious Mischief
- Smoke
Liability Exposure
We can provide insurance against liability losses, such as:
- Premises and Operations Liability
- Advertising and Personal Injury
- Bodily Injury/Property Damage
- Products and Completed Operations
- Medical Payments
- Fire Legal Liability
- Host Liquor Liability
Additional Coverages
In addition to protecting your business property and providing for liability expenses, you may have other business insurance needs. Other coverages that can be added are:
- Commercial Auto which provides coverage for your company vehicles, including Liability, Comprehensive, Collision, Medical Payments, Hired Auto, Non-owned Auto, Uninsured/Underinsured Motorists, and Personal Injury Protection in states with "no-fault" laws.
- Worker's Compensation which provides coverage for your employees resulting from injury sustained while in your employment.
- Commercial Umbrella which provides additional liability limits over your underlying policies to cover catastrophic losses. In some circumstances, it also provides broader coverage than the underlying policies.
Life Insurance
Life Insurance Basics
Life insurance can help you:
- Provide income to surviving family members so they can maintain their lifestyle.
- Pay off the mortgage if an income earner were to die so the house is free and clear of debt.
- Provide for a college education if there are dependent children in the household.
- Pay for final expenses of a funeral or estate settlement costs.
- Provide an emergency fund to handle an unexpected financial crisis.
- Provide for settlement of personal debts.
