Mortgage Calculators

Don't know how much you qualify for?
It can be difficult to determine just how much house you can really afford. Bridget Bright can help you take the guess work out of qualifying for a mortgage. Bridget works with you to develop the best plan of action for your particular situation by offering you several options that are best suited for the type of loan you are seeking.

There are several tools to help you determine how much is too much. These tools can help by taking income and other factors into account and giving you an estimated qualifying amount. Use them to answer general questions, but for more specific answers contact Bridget at 904-803-1738 or you can fill out our contact form.

How Much Home Can I Afford?

To use this worksheet, enter requested information into boxes highlighted in gold. The rest of the worksheet will be calculated automatically. Results are approximate; please consult your mortgage professional for a more accurate result. The financial information you enter on this worksheet will not be retained, transmitted, or used in any way.

Enter annual gross income:
for self and any co-borrowers

Enter total monthly debt payment not
including mortgage, rent, or utilities
(credit cards, car payment,
child support, alimony, etc.)

Enter monthly estimate of homeowner association dues
(condominiums only)

Enter desired mortgage interest rate

Enter total cash available for
home purchase

Gross monthly income

Maximum mortgage payment
(Gross monthly income x .28)

Maximum debt load
(Gross monthly income x .38)

Maximum monthly mortgage payment
(Maximum debt load - monthly debts)

Your maximum monthly mortgage payment

Estimated maximum monthly mortgage payment

Estimated maximum loan amount

Estimated Maximum
Home Purchase Price