Membership
A federal credit union may serve only those persons within its field of membership as granted by our governing agency, the National Credit Union Administration. To determine if you are eligible for membership in Florida State Employees Federal Credit Union, please review the following description of our field of membership. If you are not sure of eligibility, contact us.
Why join Florida State Employees Federal Credit Union?
Joining the Credit Union is easy. With only a $25 deposit to become a member, you'll receive a wide range of products and services to help you save money and time and meet your financial needs.
Who's eligible for Florida State Employees Federal Credit Union membership?
- Employees of the State of Florida who work in Escambia, Santa Rosa, Okaloosa, and Walton counties
- Members of the University of West Florida Alumni Association
- Students enrolled at the University of West Florida
- Retirees from the above employment
- Keegan Staffing
- Plumbers and Steamfitters Local Union 366
- Northwest Florida Blood Center
- 84 Components
- Immediate family members of any of the above persons
Family Membership
Credit Union membership privileges and financial services are offered to family members and relatives. Eligible family members include your spouse, children, parents, siblings, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, and adoptive relations.
How do I join?
If you would like to become a part of our Credit Union family, you may come by any one of our three locations and fill out a membership application or call or e-mail us to request the membership forms to be sent to you. It's that simple.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Preserving Your Membership
Once a member of Florida State Employees Federal Credit Union, you are entitled to use the services of your credit union for life. We want to retain your membership and have adopted the policy of "once a member, always a member." This means that regardless of a job change or change in residence, you can continue to be a member of FSEFCU. If you close your account, you cannot reopen your account unless you remain in or return to the field of membership.
Click here to make a request for membership.
The Kids Klub
Florida State Employees Federal CU welcomes you to join our Kids Klub today! It takes only $25 to start your savings account. Once your account is open, make a deposit of $10 or more, and your child will receive a stamp on their new Kids Klub Card. When the card is completed, they will receive a gift. Each quarter, your child will receive a newsletter filled with trivia and games. There will be special giveaways, contests and so much more.
Start enjoying the many benefits of savings today and teaching children how to save for their future. Gift bags are given away with your Kids Klub Card inside at the time of opening an account. Come visit one of our three locations and ask one of our Member Services Representatives about starting your Kids Klub account today!
Member Services
Courtesy Pay Overdraft Protection
Courtesy Pay is an overdraft protection service that allows the credit union to overdraw your checking account to pay insufficient items up to your Courtesy Pay limit as long as your account qualifies. Please contact the credit union for a complete list of qualifications and for more details on this service.
Home Banking and Bill Pay
Internet Banking allows you to perform banking transactions and communicate with Member Services quickly and easily from the comfort of your home or wherever you happen to be. These services provide secure access at any hour of the day.
In addition to accessing your account from the convenience of your own personal computer 24/7, we have added PAYIT, our Bill Payment Service which allows you to pay your bills on-line. You can schedule payments to be made today, in the future, or on a recurring schedule. In addition, PAYIT gives you a confirmation number for every payment and keeps track of your last 18 months' payments made - PAYIT does it for you.
Check Reorder
For your convenience, we offer several ways to reorder your checks. Either drop your check reorder form by any location, mail the reorder form in, or if placing a reorder with Liberty Check Printers, you may reorder online. To order online, you must have ordered your previous box of checks from Liberty, and no changes to your information can be made. Reorder now!
If you are currently using checks from one of our other check printers or you need to make changes to your checks, stop by the Credit Union to place your reorder. If you would like to switch to Liberty, just let one of our Member Service Representatives know and they will be glad to help you select another design with Liberty.
Visa Credit Card 
Consolidate all your higher-interest credit cards into one of Florida State Employee FCU's regular low-rate cards.
Click here to apply for a Visa credit card online.
Visa Gift Cards
For any occasion - a wedding, a shower, a birthday, Mother's Day, Father's Day - you can't go wrong with Visa Gift Cards. It's prepaid, so there's no overspending, and it includes all the protection and security features you've come to expect from Visa. Gift cards come in any denomination of your choice from $10 to $500. See a Member Service Representative for details today.
Travelers Cheques
We offer "No Fee" American Express Travelers Cheques that are accepted worldwide. We offer single signature cheques in denominations of $20, $50, or $100.
We also offer a Gift Cheque through American Express. The Gift Cheque is a special way to give money for that birthday, wedding or graduation.
Notary Public Service
We offer free notary service at both our locations for your convenience.
Western Union Wires
We are an authorized originator for Western Union wires. Come by either location to have funds wired. Sorry, we are not authorized to receive Western Union wires.
Wire Transfers
With proper wiring information and your signature, we can wire funds to another financial institution for you. If you wire funds routinely to the same institution, please ask us about our recurring wire program.
Prepaid Legal Service
We offer our members the opportunity to become a part of a Group Legal Service Plan. This plan offers the services of licensed Pensacola attorneys with the law firm of Staples, Ellis & Associates. A small annual fee is required.
Safe Deposit Boxes
Keep your valuables safe in one of our safe deposit boxes located at our Nine Mile Road office. Several sizes are available to meet your needs.
Quik Check Card (Verify by Visa)
This is our debit card with ATM access. You not only can use your Quik Check Card for cash withdrawals from any ATM machine that carries the Visa, PLUS or CU24 logo, but you can use it to make purchases at any merchant that accepts Visa. Click here to make a Quik Check Card request.
Senior Member Advantage Club (SMAC)
If you are 55 years young, you will want to sign up for our SMAC account. As a SMAC member, you'll receive the following services—absolutely free!
- Travelers checks
- Notary service
- No fee for incoming or outgoing domestic wire of funds
- No monthly Quik Check Card fee
- No monthly fee on checking account
- Free personalized basic style wallet duplicate checks
- Rate bonus of .10% APY on Term Share Certificates
- Rate discount of .25% APR on new loans
Quik Call (Touch Tone Teller) 
Quik Call is our 24-hour audio response system that lets you make savings, checking or loan balance inquiries; make transfers from your savings or checking account; make loan payment transfers or inquire to see what checks have cleared your account. Sign up at either location or download an application.
Other Convenient Services
The Credit Union also offers direct deposit; savings through payroll deduction; loan payments through payroll deduction; Member Pay Credit Life Insurance and Member Pay Credit Disability Insurance on loans. Click here to make a request for membership.

1645 E Nine Mile Road | P.O. Box 11003 | Pensacola, FL 32524
Phone: 850-474-1400 | Toll Free: 888-438-5579
Fax: 850-474-8961 | Contact Us

